Answer:
Short Answer: NO
Xiippy also comes as a Progressive Web App that can run in almost all modern browsers on all mobile operating systems and provides a strong subset of the features of the Xiippy native apps, except for the fact that you do not have to download and install an app before being able to receive your receipts, if you use the Xiippy web app.
Importantly, the user on-boarding process of Xiippy is seamless and single-tap which means you only accept the terms and don't have to fill any forms. You may add details for account recovery at a later point. Your account details are saved securely, encrypted at rest, within your web browser. Your private purchase data is NOT saved on Xiippy infrastructure.
It is obvious that for end-to-end encryption to work, there has to be two ends. In this case, one end is the merchant's POS system and the other end is the shopper's personal device running at least a non-downloadable progressive web app.
We see a future where the possibility to receive private data as part of payment becoming a feature of the operating system on your phone via Xiippy's inventions but until that time, Xiippy;s own progressive and native apps will simply do enough!
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